How Much Car Can You Afford?

In order to find out how much you can afford, lenders will want to know your gross monthly income and your existing monthly debts. To calculate your maximum monthly debt, simply add up your monthly expenses including:

- Mortgage or rent payments

- Loan payments

- Credit card payments

- Childcare costs

- Alimony or child support payments

- Any other regular expenses

Find the Right Car

There are a lot of cars on the market today, which can make it difficult to narrow down your choices. For example, if you have a family or travel frequently with friends, you’re going to want a bigger car vs looking for a car just to commute back and forth to work. Another thing to consider is how much you’re willing to spend on gas each month.

Before you start shopping for a car, sit down and think about what you need:

- How many people will regularly ride with you?

- Do you drive long distances often or stick mainly to city streets?

- What style of car do you prefer? Are certain colors or brands more important to you than others?

- What kind of special features are must-haves for your ideal vehicle (e.g. heated seats, built in navigation)?

Once you have a good idea of the basics, it’s time to make a list of pros and cons for each candidate that fits your budget so that you can decide on the best option for YOU.

The Law of Supply & Demand

After you've chosen a few cars within your budget, it's time for some investigating. Initially, you'll want to find out if there are a lot of cars on the market for that make and model. The more common the car, you'll have more options to find one in your price range

Cars in high demand tend to cost more than those in low demand because there are more people looking to buy them.

If you've found the perfect car, it's now time to secure financing. We work with reputable lenders who will work hard to get you the best rates for your budget. they'll provide different payment options based on your down payment, income and credit score.

Are You Ready To Buy Your Next Car?

Follow the steps above and you'll be on your way to finding an affordable car that meets all of your needs. Don't forget, we're here to help you every step of the way. Contact us today and let us know how we can help you get behind the wheel of your dream car.

What Is A Good Deal On A Car

Everyone wants to get the best deal on a car they can, It's human nature and makes financial sense. However, getting that deal isn't always up to the car dealership. Your budget, credit score and trade-in value all play significant factors in what you actually pay for your car.

Know Your Budget

Most people think a budget is what you can afford monthly, but it also determines what cars and the features will have. A car that you like may have several trim levels with different features, but they will come at a higher price. So know your budget and research cars and trim levels that fit in it.

Know Your Must Haves

If you've done your research then you probably have an idea of what you're looking for. But It's important to know your must-haves in a vehicle. For some people, it might be four-wheel drive or a sunroof, but for others, it might be heated seats and remote start.

Know Your Can Do With Outs

After you know your must haves, you can start looking at what you can do without. It all ties back into your budget and what you're willing to spend. If you're not worried about having the latest and greatest features, then you can probably get by with a base model vehicle.

With your budget, must have, and do with outs in mind, head to a dealership and have a conversation with the salesperson. They will be able to guide you to a vehicle that fits your needs best. You will then have a better understanding of what a good deal on a car looks like.

Are You Ready To Buy Your Next Used Car?

Buying a car can be stressful – but it doesn't have to be. Our team will work with you every step of the way to make sure the process goes smoothly. Call us today to get started.

How To Check Your Antifreeze

It may not cross most people's minds, but checking your car's antifreeze protection level is an important part of regular maintenance. Anti-freeze helps protect your car from damage caused by cold weather, and keeping it at the proper level could save you from costly repairs down the road. In this article, we will show you how to check your car's antifreeze protection level and what to do if it needs to be adjusted.

What You Need

Before you begin, there are a few items you need for the job:

An anti-freeze tester: These are usually sold for just a few dollars at any auto parts store.

Paper towel or rag: This will help keep the anti-freeze off of surfaces like paint that could get damaged.

Ziplock bag: This will help keep dirt out of your anti-freeze tester while you’re not using it.

Step 1: Locate The Reservoir

The first step is to locate the reservoir where your car’s anti-freeze is stored. This is usually in the engine compartment, and it looks like a plastic container with a lid on top (as seen in Figure 1). There should also be a warning label telling you not to open the lid while the fluid is hot – so always make sure that your car has been sitting idle for at least two hours before proceeding! 

Step 2: Testing The Anti-Freeze

Now that you have located the reservoir, insert the end of your tester into the fluid (you may have to use a straw attached to the bottom of the tester). Then pump up and down until about half of the fluid has been drawn up into the glass chamber on top (Figure 2). Now look at how many “balls” are floating on top of the fluid; this number tells you how well protected your car is against extreme cold temperatures (see Table 1 below). Once done testing, pour any remaining liquid into its original container, then wipe off any residue with paper towel or rag. 

Step 3: Storing The Tester

After testing, take a ziplock bag and store your anti-freeze tester in it until its next use. This will help keep dust and dirt off of it when it’s not in use! And don't forget - always remember that antifreeze is poisonous so make sure none gets on any surfaces outside of its original container!   

Checking your car's antifreeze protection level doesn't have to be difficult or complicated; with these simple steps anyone can do it themselves! With regular testing every few months, you'll know exactly how well protected against extreme cold temperatures your vehicle really is - potentially saving yourself hundreds or thousands of dollars in repairs down the line!

Cold Weather And Snow Are Just Around The Corner

As the temperatures drop and the snow begins to fall, it's important to remember some basic winter driving safety tips. By following these simple guidelines, you can help ensure a safe and enjoyable journey for everyone involved.

Depending on where you live, winter driving conditions can vary greatly. In some areas, snow and ice are a regular occurrence, while in others, it's more of a rare event. No matter what the conditions are like in your area, it's always important to be prepared for the worst.

Before setting out on a winter drive, make sure your car is in good working condition. This means having a full tank of gas, making sure all your lights are working, and having snow tires or chains if conditions are particularly bad. It's also a good idea to let someone know your planned route and expected arrival time, just in case you run into trouble along the way.

When driving in winter conditions, take your time and don't be afraid to give yourself extra space between you and the car in front of you. It takes longer to stop on slippery roads, so you need to give yourself plenty of time to brake. And if you do start to skid, resist the urge to panic. Instead, focus on steering into the direction of the skid until you regain control.

If you haven't driven in snow before then you should consider having someone take you to a safe location to practice. Once you feel confident behind the wheel, then you can start venturing out on your own. Just remember to take things slow and be extra cautious until you get used to the conditions.

Before the winter driving season begins, check your used car carefully. Inspect the tires for tread depth and add all-weather tires when needed. Be sure your car has snow scrapers, a shovel, and kitty litter or rock salt in case you need extra traction.

Are you confident in your car's ability to drive in snow? Check with our knowledgeable sales staff to find a reliable car that will help you brave the winter roads in style. Stop by today and take a test drive!